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:  Don’s Destruction: Your Health Insurance Could Double or Triple, Republicans Don’t Care

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Chicago, IL— Four weeks into the GOP Government Shutdown, Donald Trump and Illinois Congressional Republicans continue to say no to saving health care for working families. According to recent reporting, Illinoisans covered through the Affordable Care Act will see an average jump of nearly 80% in their premiums due to Trump-led tax cuts. In downstate regions, some Illinoisans will see their premiums easily double or triple. In response, Democratic Party of Illinois Chair Lisa Hernandez said the following: 

“Working families’ ability to pay for a doctor visit is on the line as Illinois Republicans continue to play politics. Illinois Republicans Mary Miller, Darin LaHood, and Mike Bost–who represent downstate communities who may be hit the hardest–voted to make life more expensive for their constituents. Illinois Democrats know what’s important: being able to see your doctor, afford your prescriptions, and keep your family healthy.” 

Key excerpts from Crain’s Chicago Business: Illinoisans face 78% hike in ACA health insurance premiums

By Jon Asplund

  • Health insurance premiums for Illinois families buying coverage through the Affordable Care Act will jump about 78% next year — from an average of $260 to $464 per month — driven by federal cuts, including tax credits at the heart of the fight that has shut down the U.S. government. 

  • For Cook County residents enrolled via the ACA, premiums will rise on average 95%. Chicago’s collar counties will see the following average increases: Will County, 83%; DuPage, 71%; Kane, 66%; and Lake, 47%.

  • Some downstate communities will see their premiums more than triple, with Jackson County seeing a 274% increase and Crawford County a 204% increase. In Effingham County, the average premium will skyrocket from $185.22 for 2025 to $1,029.41.

  • Hospitals and other providers, for one, are trying to raise their prices to insurers as they are already anticipating higher costs due to less Medicaid funding and a larger percentage of uninsured patients seeking care in more expensive emergency settings.

  • The anticipated losses of ACA enrollment will likely change the risk pool as well, with younger and more healthy people choosing to drop coverage, she said. An older, sicker coverage pool will increase overall health care costs for an insurer, and insurers are adding that contingency to their rates.

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